LIFE INSURANCE

THERE IS NO SUCH THING IN ANYONE'S LIFE AS AN UNIMPORTANT DAY.

 

Whatever your stage in life, we can help you feel financially secure with a life insurance plan that meets your specific needs – whether it's family protection, business continuity, estate preservation or investment solutions.

Our wide range of innovative insurance products are supported by the most effective, value-added services on the market today and backed by the strength of Canada's leading life insurance companies.

There are three types of life insurance:

 
  1. Term is temporary coverage for a certain period of time- term premiums tend to be the lowest of the three kinds of insurance, but increase as you get older. Term insurance provides protection during 5, 10, or 20 years or to age 65 or 75.
    NOTE: Term Insurance costs have DECREASED in the last twenty years due to lower reinsurance rates. Call for a no-obligation review of your current policies.
  2. Whole life is a permanent policy that can be either participating or non-participating
  3. Universal life is a permanent policy that has an optional tax-sheltered investment component