Ryan has provided a solid foundation for my financial goals and life insurance requirements. He understands my goals, and my family needs. He has come back to me time, and time again, with investment and insurance products that have fit both my budget and needs. I appreciate that he took the time to sit with me around my busy schedule. He explained all my options at a very understandable level and took the time to get granular with details of the services I was best fit for. My life plan, and financial goals are very clear to me now, and I thank him for that. Ryan has made special trips from Toronto to Waterloo for my business and touches base with me every couple of months to see if things have changed or just to catch up and say a simple, ‘hello’ which these days is really appreciated when you are spending money every month on something. I recommend Ryan to my friends and family, and have recommended him at work for our Benefits program. Ryan successfully completed the launch of our benefits program early in 2010 and we can’t thank him enough. He put countless hours into designing the perfect plan for our staff, and provided a very fair price. Thanks for all your hard work Ryan. I really appreciate everything, and sleep well at night knowing that my family is looked after for years to come. I wish Ryan success and happiness in your business of helping others.