ADVISORY TEAM
CHRISTOPHER ANNETT, CHS
PRINCIPAL
Chris has been in the financial industry since 1998 and believes in offering clients financial solutions through a team approach. He is dedicated to working with clients in need of estate planning, corporate insurance planning, risk management and portfolio analysis solutions.
E: Chris@wwfgroup.ca
T: (519) 804-9060
RYAN STOVER, HONS BBA
PRINCIPAL
Ryan has been helping clients of all ages and all levels of wealth, complete robust personalized plans and maximize their net-worth, since 2002. Ryan is dedicated to helping our clients better understand and achieve their personal and financial goals.
T: (519) 804-9060
CORBIN CARLYON
FINANCIAL ADVISOR
Corbin Carlyon is a Financial Advisor at Whitewater Financial, where he joined in June 2023. He is dedicated to helping clients from diverse backgrounds organize their finances and implement tax-efficient wealth strategies. Beyond work, Corbin enjoys snowboarding in the winter, and golfing and cycling in the summer, while cherishing quality time with family and friends.
T: (519) 804-9060
VIRGINIA HUM, B.Comm, CFP, FMA, CLU, CFDS
ADVANCED MARKETS STRATEGIST – INSURANCE
Virginia is dedicated to helping advisors successfully grow their business. With over 30 years of industry experience, it’s a goal she accomplishes with ease. After all, she has first-hand knowledge of what it takes to get advisors to the next level.
Virginia started in the business as an advisor herself and has spent much of her time training them. She’s worked at multiple insurance manufacturers and has developed insurance products. As the Advanced Markets Strategist specializing in insurance with Financial Horizons, she offers colleagues the benefit of her experience working with top advisors in advanced markets.
Virginia has a Bachelor of Commerce degree from Concordia University. She’s also a Certified Financial Planner (CFP), a Financial Management Advisor (FMA), a Chartered Financial Divorce Specialist (CFDS), a Chartered Life Underwriter (CLU) and a member of Advocis and the Conference for Advanced Life Underwriting (CALU). She is also part of the CALU Associates Technical Education Committee.
Virginia is an enthusiastic and hard-working individual who’s proud to be a part of Financial horizon’s team of professionals who help advisors grow their business.
T: (519) 804-9060
ADMINISTRATIVE TEAM
HOLLY CAETANO
BUSINESS DEVELOPMENT MANAGER
Holly started in the financial industry in 1998. She has built a solid foundation and reputation in the areas of business development, marketing and client relations over the past 20+ years. Holly manages the administration of life and risk products. She is actively involved in the marketing initiatives of the company and is responsible for the planning and implementation of various marketing programs.
T: (519) 804-9060
DAISY MACARAEG
CLIENT CARE MANAGER
Daisy has a strong understanding of customer management and operational processes, complemented by her expertise in customer service. She oversees our Group clients, ensuring seamless support and exceptional service.
T: (519) 804-9060
VALMIRA KIRBINI
CONTROLLER
Valmira has 16+ years of experience in Finance, managing accounts payable & receivable, cash flow, budget reconciliation, payroll, detailed project budgeting and overseeing bookkeeping functions for small to medium businesses.
She has also spent the last 9 years helping YHE grow by implementing strong financial and budgeting rigour and processes.
CLEFFORD VALLEDOR
CLIENT SERVICE AND INVESTMENT ADMINISTRATOR
Clefford has a solid background in financial services, customer service, and banking. He efficiently handles client service administration and supports the investment business. Clefford is dedicated to fostering strong client relationships and making sure they receive excellent service.